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Company & Brand Ownership

About Ownly Pay

Ownly Pay is a digital financial technology platform designed to make supported stablecoins more accessible for everyday payment activities.

The platform provides a self-custodial wallet and QR-based payment functionality, allowing eligible users to manage supported digital assets and initiate payments through the application.

Ownly Pay is developed around user ownership, transparent transaction authorization, and a simplified payment experience.

Company Information

Ownly Pay is published and operated by NOVA SERVICES LIMITED, a company incorporated in Hong Kong.

Legal Entity: NOVA SERVICES LIMITED

Jurisdiction: Hong Kong
Business Registration Number: 77895632-000-03-25-6

Company Address:

UNIT A56, 29/F., LEGEND TOWER
7 SHING YIP STREET
KWUN TONG
HONG KONG

Official Email: admin@ownlypay.finance
Contact Number: 8303831022
Website: https://ownlypay.finance

NOVA SERVICES LIMITED is responsible for publishing and operating the Ownly Pay application and maintaining its associated website and user-facing services.

Brand and Product Ownership

Ownly Pay is the product and service brand published and operated by NOVA SERVICES LIMITED.

The Ownly Pay name, visual identity, application interface, website content, software, and related brand materials are subject to applicable intellectual-property rights and ownership or licensing arrangements.

Unless otherwise expressly stated, the company is responsible for the commercial operation and administration of the Ownly Pay platform.

Current App Functionality

The Ownly Pay application currently provides two core functions:

1. Self-Custodial Wallet

Users can hold, manage, and transfer supported stablecoins through a self-custodial wallet.

The wallet is implemented using Privy as the wallet infrastructure provider.

Users retain control over their wallet credentials and transaction authorization in accordance with the implemented self-custodial architecture.

Transfers are authorized and signed by the user through their own wallet.

NOVA SERVICES LIMITED does not custody user funds or act as a counterparty to users' wallet transfers.

2. QR-Based Payments

Ownly Pay provides QR-based payment functionality designed to let eligible users initiate supported payment transactions from the application.

Users can scan a supported QR code, review the relevant transaction details, and authorize the payment through their wallet.

The QR functionality is a payment feature and does not provide a user-facing cryptocurrency trading, swapping, or exchange service.

Payment availability depends on supported assets, payment methods, networks, jurisdictions, and applicable service arrangements.

Cryptocurrency Exchange Services

Ownly Pay does not offer cryptocurrency exchange services, whether centralized or decentralized.

The current application does not provide functionality for users to:

Buy or sell cryptocurrencies.
Trade one cryptocurrency for another.
Swap or convert one digital asset into another.
Access a centralized or decentralized exchange.
Execute transactions through a third-party cryptocurrency exchange or exchange API.

Ownly Pay does not operate as a cryptocurrency exchange, does not act as a third-party exchange partner, and does not use third-party exchange APIs.

The application does not provide exchange functionality in any country or region.

These statements describe the current application functionality and do not imply that the legal classification of QR-based payments is determined solely by the absence of a user-facing exchange interface.

Supported Digital Assets

Ownly Pay currently supports the established stablecoins:

USDC — USD Coin
USDT — Tether USD₮

Ownly Pay does not issue its own cryptocurrency or digital token and does not offer newly created or exclusive tokens.

Supported blockchain networks and transaction functionality may vary according to the application's current technical and operational availability.

Wallet Infrastructure and Transaction Authorization

Ownly Pay uses Privy as its wallet infrastructure provider.

The wallet is designed around self-custody, with users responsible for authorizing their own transactions.

NOVA SERVICES LIMITED does not hold users' private keys as a custodial service, take ownership of their digital assets, or act as the counterparty to wallet transfers.

The use of wallet infrastructure does not itself constitute a cryptocurrency exchange service.

Users remain responsible for protecting their credentials and reviewing transaction details before authorization.

Identity Verification and Compliance

Ownly Pay requires users to complete identity verification before accessing application features.

Identity verification is conducted through Sumsub, an independent identity-verification and compliance technology provider.

Verification may involve the collection and processing of personal information and identification documents in accordance with applicable privacy and compliance requirements.

Additional eligibility, screening, or transaction controls may apply where required by law.

Regulatory and Service Transparency

Ownly Pay's current application does not provide centralized or decentralized cryptocurrency exchange functionality.

Accordingly, there are no jurisdictions in which the application operates a cryptocurrency exchange service.

NOVA SERVICES LIMITED does not claim to hold a cryptocurrency exchange licence solely by virtue of providing the current self-custodial wallet and QR-payment features.

The company recognizes that wallet services, payment functionality, digital-asset transfers, payment processing, and other related activities may be subject to different regulatory requirements depending on the jurisdiction and underlying transaction arrangements.

Any applicable registration, licensing, authorization, or other legal requirements are assessed according to the actual services provided and the relevant laws.

The absence of exchange functionality does not automatically establish an exemption from all money-service, financial-services, payment, virtual-asset, or financial-promotion requirements.

Supported Markets

Ownly Pay's payment functionality is available only through supported payment networks and in eligible markets.

Access to the application does not guarantee that every merchant, QR code, blockchain network, or payment method is supported.

Service availability may depend on technical compatibility, user eligibility, and applicable legal requirements.

Country-specific availability and service restrictions are communicated through the website, application, or relevant service disclosures.

App Store and Official Distribution

Ownly Pay is published under the legal company name NOVA SERVICES LIMITED.

The company maintains the official Ownly Pay application and related digital services.

The application descriptions, privacy disclosures, and Terms of Service are intended to accurately represent the current functionality of the app.

Ownly Pay does not advertise or provide cryptocurrency exchange features through its current application.

If the application's functionality materially changes, the relevant product descriptions, legal disclosures, and regulatory assessments will be reviewed and updated accordingly.

Privacy and Legal Documentation

Ownly Pay is committed to transparent disclosures about the company operating the platform, the services available to users, and the third-party technologies supporting the application.

For further information, please review:

Privacy Policy
https://ownlypay.finance/privacy-policy

Terms of Service
https://ownlypay.finance/terms-of-service

Third-party service providers may maintain separate privacy policies and service terms for their respective technologies.

Contact Information

For company, legal, privacy, regulatory, or application-related inquiries, contact:

NOVA SERVICES LIMITED

UNIT A56, 29/F., LEGEND TOWER
7 SHING YIP STREET
KWUN TONG
HONG KONG

Email: admin@ownlypay.finance
Phone: 8303831022

Official Website: https://ownlypay.finance